How do I transfer my credit history from an ITIN to an SSN?

When you begin reporting your new SSN to creditors, the credit history you’ve built with your ITIN can be linked to the credit history you begin to build with your SSN. Because the credit bureaus are relying on other unique identifiers — like your name and address — to compile your credit report, they will be able to link your credit profiles. However, it may also be helpful to reach out to the three credit bureaus — Equifax, Experian, and Transunion — and let them know about this update.

If it’s necessary to connect with legal assistance throughout this process, we encourage you to check out to get connected with a legal services provider near you.

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